During the economic crisis, investors are looking for different ways to keep their funds from depreciating. In February and early March 2022, the whole world watched the devaluation of the ruble, which sharply lost weight against major currencies. Inflation in Russia reached 17.6% in April, and according to economists’ forecasts, the annual figure could reach 18-23%.

In the current conditions, investment analysts recommend various ways of where to invest money so as not to lose it later. Let’s see which of the options really make sense to consider, and which are fraught with problems.

What can happen to savings: what to invest rubles in so as not to lose?

Many are wondering how to save money during the financial crisis of 2022. After some Russian banks were cut off from the global financial system due to sanctions imposed by the US and the EU, some clients preferred to withdraw their savings from their accounts and keep them at home. On the one hand, such a step is not devoid of logic: in this way, money is physically under control. But on the other hand, the already mentioned inflation or devaluation can significantly reduce the amount you have. In other words, having money at hand is not a guarantee of their safety. If you keep savings only in cash, they will depreciate. The economic crisis threatening Russia and the whole world only strengthens these frightening prospects. Therefore, the question of where to invest money, so as not to lose, should be carefully studied.

Investment Disadvantages

Amid worries about how to protect themselves from inflation, some investors are turning to such an option as buying a home. When asked what is good about investing in real estate, experts answer: “Everyone”.

• Even during the most massive economic shocks, nothing will happen to housing. It may fall in price for a while due to market volatility, but then its value still grows. In addition, it is a reliable asset that can be used for its intended purpose, that is, as living space.
• With a successful and reasonable choice of real estate, it will not only not lose in price, but will also rise in price. To buy investment property, you should turn to professionals who will help you make the right choice.
• Property can be resold at any time. Unlike gold, securities and other investment options, apartments and houses will retain their liquidity and will always be in demand.
• This asset can also bring passive income: it makes sense to rent out the object. You can spend the funds received, pay a mortgage with them or invest in another similar project.

One of the most reliable ways to invest in residential properties is investment in real estate in Dubai. The emirate has shown an enviable rise, with 84,196 transactions worth almost AED 300 billion ($81.6 billion, ¥518 billion) in 2021 compared to 35.4 thousand transactions worth AED 72.47 billion (19 .7 billion $, 132.1 billion ¥) a year earlier. Getting income from investing in real estate in Dubai is very simple – the object can be rented out both for short-term and long-term lease. In the first case, the profit will be 11‒13% per year, in the second – 4‒7%.